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Punjab National Bank · Ernakulam

PUNB0427300: Punjab National Bank, Ernakulam South

IFSC code PUNB0427300 belongs to the Ernakulam South branch of Punjab National Bank in Ernakulam, Kerala. Its MICR code is 682024004.

IFSC
PUNB0427300
MICR
682024004
Bank
Punjab National Bank
Branch
Ernakulam South
District
Ernakulam
State
Kerala

Branch address

Punjab National Bank
PB No 1793, Durbar Hall Road,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 427300 is the code of the Ernakulam South branch. In the MICR code 682024004, 682 is the city, 024 the bank and 004 the branch.

Other Punjab National Bank branches in Ernakulam

All 39 Punjab National Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Ernakulam South branch (Ernakulam, Kerala) is PUNB0427300.

  2. 682024004. MICR is printed at the bottom of the branch's cheques.

  3. PB No 1793, Durbar Hall Road,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0427300 with the beneficiary's account number.

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