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Punjab National Bank · Rae Bareli

PUNB0412000: Punjab National Bank, NTPC Unchahar Rai Bareilly

IFSC code PUNB0412000 belongs to the NTPC Unchahar Rai Bareilly branch of Punjab National Bank in Rae Bareli, Uttar Pradesh. Its MICR code is 229024061.

IFSC
PUNB0412000
MICR
229024061
Bank
Punjab National Bank
Branch
NTPC Unchahar Rai Bareilly
District
Rae Bareli
State
Uttar Pradesh

Branch address

Punjab National Bank
NTPC Colony, Unchahar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 412000 is the code of the NTPC Unchahar Rai Bareilly branch. In the MICR code 229024061, 229 is the city, 024 the bank and 061 the branch.

Other Punjab National Bank branches in Rae Bareli

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's NTPC Unchahar Rai Bareilly branch (Rae Bareli, Uttar Pradesh) is PUNB0412000.

  2. 229024061. MICR is printed at the bottom of the branch's cheques.

  3. NTPC Colony, Unchahar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0412000 with the beneficiary's account number.

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