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Punjab National Bank · Varanasi

PUNB0404500: Punjab National Bank, Bhikaripur, Distt Varanasi

IFSC code PUNB0404500 belongs to the Bhikaripur, Distt Varanasi branch of Punjab National Bank in Varanasi, Uttar Pradesh. Its MICR code is 221024007.

IFSC
PUNB0404500
MICR
221024007
Bank
Punjab National Bank
Branch
Bhikaripur, Distt Varanasi
District
Varanasi
State
Uttar Pradesh

Branch address

Punjab National Bank
Bhikaripur PO. DLW

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 404500 is the code of the Bhikaripur, Distt Varanasi branch. In the MICR code 221024007, 221 is the city, 024 the bank and 007 the branch.

Other Punjab National Bank branches in Varanasi

All 54 Punjab National Bank branches in Varanasi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Bhikaripur, Distt Varanasi branch (Varanasi, Uttar Pradesh) is PUNB0404500.

  2. 221024007. MICR is printed at the bottom of the branch's cheques.

  3. Bhikaripur PO. DLW

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0404500 with the beneficiary's account number.

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