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Punjab National Bank · Pune

PUNB0397400: Punjab National Bank, Kothrud,Pune ,Maharashtra

IFSC code PUNB0397400 belongs to the Kothrud,Pune ,Maharashtra branch of Punjab National Bank in Pune, Maharashtra. Its MICR code is 411024012.

IFSC
PUNB0397400
MICR
411024012
Bank
Punjab National Bank
Branch
Kothrud,Pune ,Maharashtra
District
Pune
State
Maharashtra

Branch address

Punjab National Bank
11/12 Navaswaraj Coop HSG Soc Ltd

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 397400 is the code of the Kothrud,Pune ,Maharashtra branch. In the MICR code 411024012, 411 is the city, 024 the bank and 012 the branch.

Other Punjab National Bank branches in Pune

All 85 Punjab National Bank branches in Pune

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Kothrud,Pune ,Maharashtra branch (Pune, Maharashtra) is PUNB0397400.

  2. 411024012. MICR is printed at the bottom of the branch's cheques.

  3. 11/12 Navaswaraj Coop HSG Soc Ltd

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0397400 with the beneficiary's account number.

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