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Punjab National Bank · Visakhapatanam

PUNB0397200: Punjab National Bank, Hyderabad, Saifabad

IFSC code PUNB0397200 belongs to the Hyderabad, Saifabad branch of Punjab National Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 500024018.

IFSC
PUNB0397200
MICR
500024018
Bank
Punjab National Bank
Branch
Hyderabad, Saifabad
District
Visakhapatanam
State
Andhra Pradesh

Branch address

Punjab National Bank
6-1-73 Sayeedplaza, First Floor

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 397200 is the code of the Hyderabad, Saifabad branch. In the MICR code 500024018, 500 is the city, 024 the bank and 018 the branch.

Other Punjab National Bank branches in Visakhapatanam

All 76 Punjab National Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Hyderabad, Saifabad branch (Visakhapatanam, Andhra Pradesh) is PUNB0397200.

  2. 500024018. MICR is printed at the bottom of the branch's cheques.

  3. 6-1-73 Sayeedplaza, First Floor

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0397200 with the beneficiary's account number.

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