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Punjab National Bank · Changanacherry, Kerala

PUNB0395400: Punjab National Bank, Changanacherry

IFSC code PUNB0395400 belongs to the Changanacherry branch of Punjab National Bank in Changanacherry, Kerala, Kerala. Its MICR code is 686024000.

IFSC
PUNB0395400
MICR
686024000
Bank
Punjab National Bank
Branch
Changanacherry
District
Changanacherry, Kerala
State
Kerala

Branch address

Punjab National Bank
XV/489,Salim Complex 1st Floor Opp Municipal

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 395400 is the code of the Changanacherry branch. In the MICR code 686024000, 686 is the city, 024 the bank and 000 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Changanacherry branch (Changanacherry, Kerala, Kerala) is PUNB0395400.

  2. 686024000. MICR is printed at the bottom of the branch's cheques.

  3. XV/489,Salim Complex 1st Floor Opp Municipal

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0395400 with the beneficiary's account number.

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