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Punjab National Bank · Srinagar

PUNB0312400: Punjab National Bank, Srinagar, Zadibal

IFSC code PUNB0312400 belongs to the Srinagar, Zadibal branch of Punjab National Bank in Srinagar, Jammu and Kashmir. Its MICR code is 190024013.

IFSC
PUNB0312400
MICR
190024013
Bank
Punjab National Bank
Branch
Srinagar, Zadibal
District
Srinagar
State
Jammu and Kashmir

Branch address

Punjab National Bank
Zadibal

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 312400 is the code of the Srinagar, Zadibal branch. In the MICR code 190024013, 190 is the city, 024 the bank and 013 the branch.

Other Punjab National Bank branches in Srinagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Srinagar, Zadibal branch (Srinagar, Jammu and Kashmir) is PUNB0312400.

  2. 190024013. MICR is printed at the bottom of the branch's cheques.

  3. Zadibal

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0312400 with the beneficiary's account number.

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