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Punjab National Bank · Gaindkhal - Ua

PUNB0287200: Punjab National Bank, Gaindkhal, Distt. Pauri ,Up

IFSC code PUNB0287200 belongs to the Gaindkhal, Distt. Pauri ,Up branch of Punjab National Bank in Gaindkhal - Ua, Uttarakhand. Its MICR code is 249024151.

IFSC
PUNB0287200
MICR
249024151
Bank
Punjab National Bank
Branch
Gaindkhal, Distt. Pauri ,Up
District
Gaindkhal - Ua
State
Uttarakhand

Branch address

Punjab National Bank
Gaindkhal

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 287200 is the code of the Gaindkhal, Distt. Pauri ,Up branch. In the MICR code 249024151, 249 is the city, 024 the bank and 151 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Gaindkhal, Distt. Pauri ,Up branch (Gaindkhal - Ua, Uttarakhand) is PUNB0287200.

  2. 249024151. MICR is printed at the bottom of the branch's cheques.

  3. Gaindkhal

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0287200 with the beneficiary's account number.

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