PUNB0242300: Punjab National Bank, Ladraur
IFSC code PUNB0242300 belongs to the Ladraur branch of Punjab National Bank in Hamirpur, Himachal Pradesh. Its MICR code is 177024080.
- IFSC
- PUNB0242300
- MICR
- 177024080
- Branch
- Ladraur
- District
- Hamirpur
- State
- Himachal Pradesh
Branch address
Punjab National Bank
Distt Hamirpur
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 242300 is the code of the Ladraur branch. In the MICR code 177024080, 177 is the city, 024 the bank and 080 the branch.
Other Punjab National Bank branches in Hamirpur
All 43 Punjab National Bank branches in Hamirpur
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab National Bank's Ladraur branch (Hamirpur, Himachal Pradesh) is PUNB0242300.
177024080. MICR is printed at the bottom of the branch's cheques.
Distt Hamirpur
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0242300 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation