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Punjab National Bank · Champhai

PUNB0220220: Punjab National Bank, Champhai

IFSC code PUNB0220220 belongs to the Champhai branch of Punjab National Bank in Champhai, Mizoram.

IFSC
PUNB0220220
MICR
Not listed
Bank
Punjab National Bank
Branch
Champhai
District
Champhai
State
Mizoram
Phone
+919454945427

Branch address

Punjab National Bank
Champhai, PO-Venthlang, Dist-Champhai, Mizoram, PIN-796321

Open in a map · Pincode 796321: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 220220 is the code of the Champhai branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Champhai branch (Champhai, Mizoram) is PUNB0220220.

  2. Champhai, PO-Venthlang, Dist-Champhai, Mizoram, PIN-796321

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0220220 with the beneficiary's account number.

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