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Punjab National Bank · Budgahan ,Chhatisgarh

PUNB0215100: Punjab National Bank, Budgahan ,Baloda Chhatisgarh

IFSC code PUNB0215100 belongs to the Budgahan ,Baloda Chhatisgarh branch of Punjab National Bank in Budgahan ,Chhatisgarh, Chhattisgarh. Its MICR code is 495024508.

IFSC
PUNB0215100
MICR
495024508
Bank
Punjab National Bank
Branch
Budgahan ,Baloda Chhatisgarh
District
Budgahan ,Chhatisgarh
State
Chhattisgarh

Branch address

Punjab National Bank
Budgahan Branch, Via Baloda,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 215100 is the code of the Budgahan ,Baloda Chhatisgarh branch. In the MICR code 495024508, 495 is the city, 024 the bank and 508 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Budgahan ,Baloda Chhatisgarh branch (Budgahan ,Chhatisgarh, Chhattisgarh) is PUNB0215100.

  2. 495024508. MICR is printed at the bottom of the branch's cheques.

  3. Budgahan Branch, Via Baloda,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0215100 with the beneficiary's account number.

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