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Punjab National Bank · Gopinagar ,West Bengal

PUNB0207200: Punjab National Bank, Gopinagar ,Dist. Hooghly WB

IFSC code PUNB0207200 belongs to the Gopinagar ,Dist. Hooghly WB branch of Punjab National Bank in Gopinagar ,West Bengal, West Bengal. Its MICR code is 712024601.

IFSC
PUNB0207200
MICR
712024601
Bank
Punjab National Bank
Branch
Gopinagar ,Dist. Hooghly WB
District
Gopinagar ,West Bengal
State
West Bengal

Branch address

Punjab National Bank
Vill/PO Gopinagar, Chowtara More

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 207200 is the code of the Gopinagar ,Dist. Hooghly WB branch. In the MICR code 712024601, 712 is the city, 024 the bank and 601 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Gopinagar ,Dist. Hooghly WB branch (Gopinagar ,West Bengal, West Bengal) is PUNB0207200.

  2. 712024601. MICR is printed at the bottom of the branch's cheques.

  3. Vill/PO Gopinagar, Chowtara More

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0207200 with the beneficiary's account number.

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