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Punjab National Bank · Vadodara

PUNB0196100: Punjab National Bank, Vadodara, New Sama Road

IFSC code PUNB0196100 belongs to the Vadodara, New Sama Road branch of Punjab National Bank in Vadodara, Gujarat. Its MICR code is 390024003.

IFSC
PUNB0196100
MICR
390024003
Bank
Punjab National Bank
Branch
Vadodara, New Sama Road
District
Vadodara
State
Gujarat

Branch address

Punjab National Bank
56,Sinbiotics Society, Rukshmani Nagar Socty

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 196100 is the code of the Vadodara, New Sama Road branch. In the MICR code 390024003, 390 is the city, 024 the bank and 003 the branch.

Other Punjab National Bank branches in Vadodara

All 32 Punjab National Bank branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Punjab National Bank's Vadodara, New Sama Road branch (Vadodara, Gujarat) is PUNB0196100.

  2. 390024003. MICR is printed at the bottom of the branch's cheques.

  3. 56,Sinbiotics Society, Rukshmani Nagar Socty

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0196100 with the beneficiary's account number.

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