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Punjab National Bank · Ludhiana

PUNB0145310: Punjab National Bank, Payal Distludhiana

IFSC code PUNB0145310 belongs to the Payal Distludhiana branch of Punjab National Bank in Ludhiana, Punjab. Its MICR code is 141024210.

IFSC
PUNB0145310
MICR
141024210
Bank
Punjab National Bank
Branch
Payal Distludhiana
District
Ludhiana
State
Punjab
Phone
+911628244055

Branch address

Punjab National Bank
Kaddon Rd Vpo Payal Dist Ludhiana 141416

Open in a map · Pincode 141416: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 145310 is the code of the Payal Distludhiana branch. In the MICR code 141024210, 141 is the city, 024 the bank and 210 the branch.

Other Punjab National Bank branches in Ludhiana

All 158 Punjab National Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Payal Distludhiana branch (Ludhiana, Punjab) is PUNB0145310.

  2. 141024210. MICR is printed at the bottom of the branch's cheques.

  3. Kaddon Rd Vpo Payal Dist Ludhiana 141416

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0145310 with the beneficiary's account number.

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