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Punjab National Bank · Bargaon Gujjar, Distt. Khandwa, MP

PUNB0131900: Punjab National Bank, Bargaon Gujar, Distt. Khandwa

IFSC code PUNB0131900 belongs to the Bargaon Gujar, Distt. Khandwa branch of Punjab National Bank in Bargaon Gujjar, Distt. Khandwa, MP, Madhya Pradesh. Its MICR code is 450024502.

IFSC
PUNB0131900
MICR
450024502
Bank
Punjab National Bank
Branch
Bargaon Gujar, Distt. Khandwa
District
Bargaon Gujjar, Distt. Khandwa, MP
State
Madhya Pradesh

Branch address

Punjab National Bank
Vpo Bargaon Gujar, Distt. Khandwa

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 131900 is the code of the Bargaon Gujar, Distt. Khandwa branch. In the MICR code 450024502, 450 is the city, 024 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Punjab National Bank's Bargaon Gujar, Distt. Khandwa branch (Bargaon Gujjar, Distt. Khandwa, MP, Madhya Pradesh) is PUNB0131900.

  2. 450024502. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Bargaon Gujar, Distt. Khandwa

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0131900 with the beneficiary's account number.

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