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Punjab National Bank · Ratia, Haryana

PUNB0092700: Punjab National Bank, Ratia, Distt.

IFSC code PUNB0092700 belongs to the Ratia, Distt. branch of Punjab National Bank in Ratia, Haryana, Haryana. Its MICR code is 125024502.

IFSC
PUNB0092700
MICR
125024502
Bank
Punjab National Bank
Branch
Ratia, Distt.
District
Ratia, Haryana
State
Haryana

Branch address

Punjab National Bank
Tohana Road, Ratia

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 092700 is the code of the Ratia, Distt. branch. In the MICR code 125024502, 125 is the city, 024 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Ratia, Distt. branch (Ratia, Haryana, Haryana) is PUNB0092700.

  2. 125024502. MICR is printed at the bottom of the branch's cheques.

  3. Tohana Road, Ratia

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0092700 with the beneficiary's account number.

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