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Punjab National Bank · Bhavnagar

PUNB0049010: Punjab National Bank, Bhavnagar

IFSC code PUNB0049010 belongs to the Bhavnagar branch of Punjab National Bank in Bhavnagar, Gujarat. Its MICR code is 364024004.

IFSC
PUNB0049010
MICR
364024004
Bank
Punjab National Bank
Branch
Bhavnagar
District
Bhavnagar
State
Gujarat
Phone
+912782564337

Branch address

Punjab National Bank
Plot No. D - 87-88, K Talaja Road, 364002

Open in a map · Pincode 364002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 049010 is the code of the Bhavnagar branch. In the MICR code 364024004, 364 is the city, 024 the bank and 004 the branch.

Other Punjab National Bank branches in Bhavnagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Bhavnagar branch (Bhavnagar, Gujarat) is PUNB0049010.

  2. 364024004. MICR is printed at the bottom of the branch's cheques.

  3. Plot No. D - 87-88, K Talaja Road, 364002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0049010 with the beneficiary's account number.

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