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Punjab National Bank · Patiala

PUNB0039000: Punjab National Bank, Patiala the Mall, Distt. Patia

IFSC code PUNB0039000 belongs to the Patiala the Mall, Distt. Patia branch of Punjab National Bank in Patiala, Punjab. Its MICR code is 147024001.

IFSC
PUNB0039000
MICR
147024001
Bank
Punjab National Bank
Branch
Patiala the Mall, Distt. Patia
District
Patiala
State
Punjab

Branch address

Punjab National Bank
The Mall , Patiala

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 039000 is the code of the Patiala the Mall, Distt. Patia branch. In the MICR code 147024001, 147 is the city, 024 the bank and 001 the branch.

Other Punjab National Bank branches in Patiala

All 78 Punjab National Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Patiala the Mall, Distt. Patia branch (Patiala, Punjab) is PUNB0039000.

  2. 147024001. MICR is printed at the bottom of the branch's cheques.

  3. The Mall , Patiala

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0039000 with the beneficiary's account number.

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