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Punjab National Bank · Ludhiana

PUNB0029800: Punjab National Bank, Ludhiana Miller Ganj, Distt. L

IFSC code PUNB0029800 belongs to the Ludhiana Miller Ganj, Distt. L branch of Punjab National Bank in Ludhiana, Punjab. Its MICR code is 141024023.

IFSC
PUNB0029800
MICR
141024023
Bank
Punjab National Bank
Branch
Ludhiana Miller Ganj, Distt. L
District
Ludhiana
State
Punjab

Branch address

Punjab National Bank
Miller Ganj

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 029800 is the code of the Ludhiana Miller Ganj, Distt. L branch. In the MICR code 141024023, 141 is the city, 024 the bank and 023 the branch.

Other Punjab National Bank branches in Ludhiana

All 158 Punjab National Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab National Bank's Ludhiana Miller Ganj, Distt. L branch (Ludhiana, Punjab) is PUNB0029800.

  2. 141024023. MICR is printed at the bottom of the branch's cheques.

  3. Miller Ganj

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0029800 with the beneficiary's account number.

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