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Punjab National Bank · Cuddalore

PUNB0010400: Punjab National Bank, Cuddalore, Distt. South Areot

IFSC code PUNB0010400 belongs to the Cuddalore, Distt. South Areot branch of Punjab National Bank in Cuddalore, Tamil Nadu. Its MICR code is 605024003.

IFSC
PUNB0010400
MICR
605024003
Bank
Punjab National Bank
Branch
Cuddalore, Distt. South Areot
District
Cuddalore
State
Tamil Nadu

Branch address

Punjab National Bank
1, Bharathy Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PUNB is Punjab National Bank's bank code, the fifth character 0 is kept for future use, and 010400 is the code of the Cuddalore, Distt. South Areot branch. In the MICR code 605024003, 605 is the city, 024 the bank and 003 the branch.

Other Punjab National Bank branches in Cuddalore

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Punjab National Bank's Cuddalore, Distt. South Areot branch (Cuddalore, Tamil Nadu) is PUNB0010400.

  2. 605024003. MICR is printed at the bottom of the branch's cheques.

  3. 1, Bharathy Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PUNB0010400 with the beneficiary's account number.

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