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Punjab & Sind Bank · Prakasam

PSIB0021639: Punjab & Sind Bank, Ongole

IFSC code PSIB0021639 belongs to the Ongole branch of Punjab & Sind Bank in Prakasam, Andhra Pradesh. Its MICR code is 523023002.

IFSC
PSIB0021639
MICR
523023002
Bank
Punjab & Sind Bank
Branch
Ongole
District
Prakasam
State
Andhra Pradesh
Phone
+918096943673

Branch address

Punjab & Sind Bank
G1, Aishwarya Residency, Opposite to District Court, Ongole - 523001

Open in a map · Pincode 523001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021639 is the code of the Ongole branch. In the MICR code 523023002, 523 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Ongole branch (Prakasam, Andhra Pradesh) is PSIB0021639.

  2. 523023002. MICR is printed at the bottom of the branch's cheques.

  3. G1, Aishwarya Residency, Opposite to District Court, Ongole - 523001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021639 with the beneficiary's account number.

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