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Punjab & Sind Bank · Kamrup

PSIB0021539: Punjab & Sind Bank, Karara

IFSC code PSIB0021539 belongs to the Karara branch of Punjab & Sind Bank in Kamrup, Assam. Its MICR code is 781023501.

IFSC
PSIB0021539
MICR
781023501
Bank
Punjab & Sind Bank
Branch
Karara
District
Kamrup
State
Assam
Phone
+919435118565

Branch address

Punjab & Sind Bank
Youth Athletic Club, Karara, Baihata Chariali, Dist-Kamrup Rural, Assam-781381

Open in a map · Pincode 781381: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021539 is the code of the Karara branch. In the MICR code 781023501, 781 is the city, 023 the bank and 501 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Karara branch (Kamrup, Assam) is PSIB0021539.

  2. 781023501. MICR is printed at the bottom of the branch's cheques.

  3. Youth Athletic Club, Karara, Baihata Chariali, Dist-Kamrup Rural, Assam-781381

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021539 with the beneficiary's account number.

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