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Punjab & Sind Bank · Saraikela Kharsawan

PSIB0021430: Punjab & Sind Bank, Adityapur

IFSC code PSIB0021430 belongs to the Adityapur branch of Punjab & Sind Bank in Saraikela Kharsawan, Jharkhand. Its MICR code is 831023004.

IFSC
PSIB0021430
MICR
831023004
Bank
Punjab & Sind Bank
Branch
Adityapur
District
Saraikela Kharsawan
State
Jharkhand
Phone
+917033542541

Branch address

Punjab & Sind Bank
Heaven Palace, Behind MP Tower, Jamshedpur , Distt Seraikela, Kharsawan, Jharkhand - 831013

Open in a map · Pincode 831013: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021430 is the code of the Adityapur branch. In the MICR code 831023004, 831 is the city, 023 the bank and 004 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Adityapur branch (Saraikela Kharsawan, Jharkhand) is PSIB0021430.

  2. 831023004. MICR is printed at the bottom of the branch's cheques.

  3. Heaven Palace, Behind MP Tower, Jamshedpur , Distt Seraikela, Kharsawan, Jharkhand - 831013

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021430 with the beneficiary's account number.

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