Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Punjab & Sind Bank · S.A.S Nagar

PSIB0021397: Punjab & Sind Bank, Khizrabad

IFSC code PSIB0021397 belongs to the Khizrabad branch of Punjab & Sind Bank in S.A.S Nagar, Punjab. Its MICR code is 160023056.

IFSC
PSIB0021397
MICR
160023056
Bank
Punjab & Sind Bank
Branch
Khizrabad
District
S.A.S Nagar
State
Punjab
Phone
+919417250202

Branch address

Punjab & Sind Bank
Vpo Khizrabad, Distt Mohali, Punjab - 140109

Open in a map · Pincode 140109: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021397 is the code of the Khizrabad branch. In the MICR code 160023056, 160 is the city, 023 the bank and 056 the branch.

Other Punjab & Sind Bank branches in S.A.S Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Punjab & Sind Bank's Khizrabad branch (S.A.S Nagar, Punjab) is PSIB0021397.

  2. 160023056. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Khizrabad, Distt Mohali, Punjab - 140109

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021397 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation