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Punjab & Sind Bank · Maldah

PSIB0021391: Punjab & Sind Bank, Malda

IFSC code PSIB0021391 belongs to the Malda branch of Punjab & Sind Bank in Maldah, West Bengal. Its MICR code is 732023102.

IFSC
PSIB0021391
MICR
732023102
Bank
Punjab & Sind Bank
Branch
Malda
District
Maldah
State
West Bengal
Phone
+919007202948

Branch address

Punjab & Sind Bank
Sarbamangla Pally,Station Road,Near Forest Office,P.O.Malda,West Bengal 732101

Open in a map · Pincode 732101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021391 is the code of the Malda branch. In the MICR code 732023102, 732 is the city, 023 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Malda branch (Maldah, West Bengal) is PSIB0021391.

  2. 732023102. MICR is printed at the bottom of the branch's cheques.

  3. Sarbamangla Pally,Station Road,Near Forest Office,P.O.Malda,West Bengal 732101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021391 with the beneficiary's account number.

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