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Punjab & Sind Bank · Gurdaspur

PSIB0021296: Punjab & Sind Bank, Ghoman

IFSC code PSIB0021296 belongs to the Ghoman branch of Punjab & Sind Bank in Gurdaspur, Punjab. Its MICR code is 143023272.

IFSC
PSIB0021296
MICR
143023272
Bank
Punjab & Sind Bank
Branch
Ghoman
District
Gurdaspur
State
Punjab
Phone
+917347044932

Branch address

Punjab & Sind Bank
New Model Colony Main Babar Ghoman Tehsil Batala Distt Gurdaspur 143514

Open in a map · Pincode 143514: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021296 is the code of the Ghoman branch. In the MICR code 143023272, 143 is the city, 023 the bank and 272 the branch.

Other Punjab & Sind Bank branches in Gurdaspur

All 52 Punjab & Sind Bank branches in Gurdaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Ghoman branch (Gurdaspur, Punjab) is PSIB0021296.

  2. 143023272. MICR is printed at the bottom of the branch's cheques.

  3. New Model Colony Main Babar Ghoman Tehsil Batala Distt Gurdaspur 143514

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021296 with the beneficiary's account number.

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