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Punjab & Sind Bank · Sivaganga

PSIB0021288: Punjab & Sind Bank, Karaikudi

IFSC code PSIB0021288 belongs to the Karaikudi branch of Punjab & Sind Bank in Sivaganga, Tamil Nadu. Its MICR code is 630023002.

IFSC
PSIB0021288
MICR
630023002
Bank
Punjab & Sind Bank
Branch
Karaikudi
District
Sivaganga
State
Tamil Nadu
Phone
+919840562271

Branch address

Punjab & Sind Bank
No.26,Subramaniapuram,4th Street,South Extension,City Karaikudi,Distt.Sivaganga 630 002,Tamil Nadu

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021288 is the code of the Karaikudi branch. In the MICR code 630023002, 630 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Karaikudi branch (Sivaganga, Tamil Nadu) is PSIB0021288.

  2. 630023002. MICR is printed at the bottom of the branch's cheques.

  3. No.26,Subramaniapuram,4th Street,South Extension,City Karaikudi,Distt.Sivaganga 630 002,Tamil Nadu

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021288 with the beneficiary's account number.

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