Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Punjab & Sind Bank · Ratnagiri

PSIB0021276: Punjab & Sind Bank, Ratnagiri

IFSC code PSIB0021276 belongs to the Ratnagiri branch of Punjab & Sind Bank in Ratnagiri, Maharashtra. Its MICR code is 415023051.

IFSC
PSIB0021276
MICR
415023051
Bank
Punjab & Sind Bank
Branch
Ratnagiri
District
Ratnagiri
State
Maharashtra
Phone
+912352223077

Branch address

Punjab & Sind Bank
Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612

Open in a map · Pincode 415612: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021276 is the code of the Ratnagiri branch. In the MICR code 415023051, 415 is the city, 023 the bank and 051 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Punjab & Sind Bank's Ratnagiri branch (Ratnagiri, Maharashtra) is PSIB0021276.

  2. 415023051. MICR is printed at the bottom of the branch's cheques.

  3. Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021276 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation