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Punjab & Sind Bank · Pondicherry

PSIB0021184: Punjab & Sind Bank, Pondicherry

IFSC code PSIB0021184 belongs to the Pondicherry branch of Punjab & Sind Bank in Pondicherry, Puducherry. Its MICR code is 605023002.

IFSC
PSIB0021184
MICR
605023002
Bank
Punjab & Sind Bank
Branch
Pondicherry
District
Pondicherry
State
Puducherry
Phone
+919003111193

Branch address

Punjab & Sind Bank
Ground Floor No 66 Anna Salaipondicherry 605001

Open in a map · Pincode 605001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021184 is the code of the Pondicherry branch. In the MICR code 605023002, 605 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Pondicherry branch (Pondicherry, Puducherry) is PSIB0021184.

  2. 605023002. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor No 66 Anna Salaipondicherry 605001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021184 with the beneficiary's account number.

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