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Punjab & Sind Bank · Una

PSIB0021062: Punjab & Sind Bank, Una

IFSC code PSIB0021062 belongs to the Una branch of Punjab & Sind Bank in Una, Himachal Pradesh. Its MICR code is 174023102.

IFSC
PSIB0021062
MICR
174023102
Bank
Punjab & Sind Bank
Branch
Una
District
Una
State
Himachal Pradesh
Phone
+911975223433

Branch address

Punjab & Sind Bank
Dharamshala Road Una Distt Una Himachal Pradesh 174303

Open in a map · Pincode 174303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021062 is the code of the Una branch. In the MICR code 174023102, 174 is the city, 023 the bank and 102 the branch.

Other Punjab & Sind Bank branches in Una

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Una branch (Una, Himachal Pradesh) is PSIB0021062.

  2. 174023102. MICR is printed at the bottom of the branch's cheques.

  3. Dharamshala Road Una Distt Una Himachal Pradesh 174303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021062 with the beneficiary's account number.

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