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Punjab & Sind Bank · Kullu

PSIB0021047: Punjab & Sind Bank, Kullu

IFSC code PSIB0021047 belongs to the Kullu branch of Punjab & Sind Bank in Kullu, Himachal Pradesh. Its MICR code is 175023002.

IFSC
PSIB0021047
MICR
175023002
Bank
Punjab & Sind Bank
Branch
Kullu
District
Kullu
State
Himachal Pradesh
Phone
+911902224008

Branch address

Punjab & Sind Bank
Kullu-Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101

Open in a map · Pincode 175101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021047 is the code of the Kullu branch. In the MICR code 175023002, 175 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Kullu branch (Kullu, Himachal Pradesh) is PSIB0021047.

  2. 175023002. MICR is printed at the bottom of the branch's cheques.

  3. Kullu-Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021047 with the beneficiary's account number.

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