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Punjab & Sind Bank · Guntur

PSIB0021013: Punjab & Sind Bank, Guntur

IFSC code PSIB0021013 belongs to the Guntur branch of Punjab & Sind Bank in Guntur, Andhra Pradesh. Its MICR code is 520023102.

IFSC
PSIB0021013
MICR
520023102
Bank
Punjab & Sind Bank
Branch
Guntur
District
Guntur
State
Andhra Pradesh
Phone
+918632219030

Branch address

Punjab & Sind Bank
GR Floor Doddupalli Complex Door No 5 37 103 4 15 Brodipet Guntur 522002

Open in a map · Pincode 522002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021013 is the code of the Guntur branch. In the MICR code 520023102, 520 is the city, 023 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Guntur branch (Guntur, Andhra Pradesh) is PSIB0021013.

  2. 520023102. MICR is printed at the bottom of the branch's cheques.

  3. GR Floor Doddupalli Complex Door No 5 37 103 4 15 Brodipet Guntur 522002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021013 with the beneficiary's account number.

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