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Punjab & Sind Bank · Kakinada

PSIB0021012: Punjab & Sind Bank, Kakinada

IFSC code PSIB0021012 belongs to the Kakinada branch of Punjab & Sind Bank in Kakinada, Andhra Pradesh. Its MICR code is 533023002.

IFSC
PSIB0021012
MICR
533023002
Bank
Punjab & Sind Bank
Branch
Kakinada
District
Kakinada
State
Andhra Pradesh
Phone
+918842340486

Branch address

Punjab & Sind Bank
Door No 13 1 61 64 Katyayani Hi Teck Complex 1st Floor Opposite Apollo Hospital Main Road Kakinada

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021012 is the code of the Kakinada branch. In the MICR code 533023002, 533 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Kakinada branch (Kakinada, Andhra Pradesh) is PSIB0021012.

  2. 533023002. MICR is printed at the bottom of the branch's cheques.

  3. Door No 13 1 61 64 Katyayani Hi Teck Complex 1st Floor Opposite Apollo Hospital Main Road Kakinada

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021012 with the beneficiary's account number.

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