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Punjab & Sind Bank · Amritsar

PSIB0021002: Punjab & Sind Bank, Loharka Kalan

IFSC code PSIB0021002 belongs to the Loharka Kalan branch of Punjab & Sind Bank in Amritsar, Punjab. Its MICR code is 143023049.

IFSC
PSIB0021002
MICR
143023049
Bank
Punjab & Sind Bank
Branch
Loharka Kalan
District
Amritsar
State
Punjab
Phone
+911832756070

Branch address

Punjab & Sind Bank
Village Loharka Kalan Tehsil , Distt. Amritsar, Punjab - 143601

Open in a map · Pincode 143601: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021002 is the code of the Loharka Kalan branch. In the MICR code 143023049, 143 is the city, 023 the bank and 049 the branch.

Other Punjab & Sind Bank branches in Amritsar

All 75 Punjab & Sind Bank branches in Amritsar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Loharka Kalan branch (Amritsar, Punjab) is PSIB0021002.

  2. 143023049. MICR is printed at the bottom of the branch's cheques.

  3. Village Loharka Kalan Tehsil , Distt. Amritsar, Punjab - 143601

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021002 with the beneficiary's account number.

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