PSIB0020992: Punjab & Sind Bank, Hoshangabad Road Bhopal
IFSC code PSIB0020992 belongs to the Hoshangabad Road Bhopal branch of Punjab & Sind Bank in Bhopal, Madhya Pradesh. Its MICR code is 462023005.
- IFSC
- PSIB0020992
- MICR
- 462023005
- Branch
- Hoshangabad Road Bhopal
- District
- Bhopal
- State
- Madhya Pradesh
Branch address
Punjab & Sind Bank
1 Chinarr Incube Business Centre Hoshangabad Road Bhopal Madhya Pradesh 462021
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 020992 is the code of the Hoshangabad Road Bhopal branch. In the MICR code 462023005, 462 is the city, 023 the bank and 005 the branch.
Other Punjab & Sind Bank branches in Bhopal
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab & Sind Bank's Hoshangabad Road Bhopal branch (Bhopal, Madhya Pradesh) is PSIB0020992.
462023005. MICR is printed at the bottom of the branch's cheques.
1 Chinarr Incube Business Centre Hoshangabad Road Bhopal Madhya Pradesh 462021
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0020992 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation