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Punjab & Sind Bank · Alwar

PSIB0020974: Punjab & Sind Bank, Bhiwadi

IFSC code PSIB0020974 belongs to the Bhiwadi branch of Punjab & Sind Bank in Alwar, Rajasthan. Its MICR code is 301023300.

IFSC
PSIB0020974
MICR
301023300
Bank
Punjab & Sind Bank
Branch
Bhiwadi
District
Alwar
State
Rajasthan
Phone
+911493220112

Branch address

Punjab & Sind Bank
Bhiwari C3a Ritco Chowk Hotel Swagat Bhiwari Dist Alwar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 020974 is the code of the Bhiwadi branch. In the MICR code 301023300, 301 is the city, 023 the bank and 300 the branch.

Other Punjab & Sind Bank branches in Alwar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Bhiwadi branch (Alwar, Rajasthan) is PSIB0020974.

  2. 301023300. MICR is printed at the bottom of the branch's cheques.

  3. Bhiwari C3a Ritco Chowk Hotel Swagat Bhiwari Dist Alwar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0020974 with the beneficiary's account number.

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