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Punjab & Sind Bank · Moga

PSIB0020954: Punjab & Sind Bank, Raman, Village PO Raman Tehsil Nihal Singh Wala

IFSC code PSIB0020954 belongs to the Raman, Village PO Raman Tehsil Nihal Singh Wala branch of Punjab & Sind Bank in Moga, Punjab. Its MICR code is 142023207.

IFSC
PSIB0020954
MICR
142023207
Bank
Punjab & Sind Bank
Branch
Raman, Village PO Raman Tehsil Nihal Singh Wala
District
Moga
State
Punjab
Phone
+911636287453

Branch address

Punjab & Sind Bank
Raman, Village & PO Raman Tehsil Nihal Singh Wala Distt Moga, Punjab-142001

Open in a map · Pincode 142001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 020954 is the code of the Raman, Village PO Raman Tehsil Nihal Singh Wala branch. In the MICR code 142023207, 142 is the city, 023 the bank and 207 the branch.

Other Punjab & Sind Bank branches in Moga

All 36 Punjab & Sind Bank branches in Moga

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Raman, Village PO Raman Tehsil Nihal Singh Wala branch (Moga, Punjab) is PSIB0020954.

  2. 142023207. MICR is printed at the bottom of the branch's cheques.

  3. Raman, Village & PO Raman Tehsil Nihal Singh Wala Distt Moga, Punjab-142001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0020954 with the beneficiary's account number.

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