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Punjab & Sind Bank · Ghaziabad

PSIB0000704: Punjab & Sind Bank, Loni Border Ghaziabad Up

IFSC code PSIB0000704 belongs to the Loni Border Ghaziabad Up branch of Punjab & Sind Bank in Ghaziabad, Uttar Pradesh. Its MICR code is 110023084.

IFSC
PSIB0000704
MICR
110023084
Bank
Punjab & Sind Bank
Branch
Loni Border Ghaziabad Up
District
Ghaziabad
State
Uttar Pradesh
Phone
+911202609320

Branch address

Punjab & Sind Bank
Lakshmi Gardens Loni Border Distt Ghaziabad Up

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000704 is the code of the Loni Border Ghaziabad Up branch. In the MICR code 110023084, 110 is the city, 023 the bank and 084 the branch.

Other Punjab & Sind Bank branches in Ghaziabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Loni Border Ghaziabad Up branch (Ghaziabad, Uttar Pradesh) is PSIB0000704.

  2. 110023084. MICR is printed at the bottom of the branch's cheques.

  3. Lakshmi Gardens Loni Border Distt Ghaziabad Up

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000704 with the beneficiary's account number.

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