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Punjab & Sind Bank · Baramulla

PSIB0000485: Punjab & Sind Bank, Baramulla

IFSC code PSIB0000485 belongs to the Baramulla branch of Punjab & Sind Bank in Baramulla, Jammu and Kashmir. Its MICR code is 193023001.

IFSC
PSIB0000485
MICR
193023001
Bank
Punjab & Sind Bank
Branch
Baramulla
District
Baramulla
State
Jammu and Kashmir
Phone
+911952234319

Branch address

Punjab & Sind Bank
Main Market, Distt. Baramulla, Jammu & Kashmir - 193101

Open in a map · Pincode 193101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000485 is the code of the Baramulla branch. In the MICR code 193023001, 193 is the city, 023 the bank and 001 the branch.

Other Punjab & Sind Bank branches in Baramulla

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Baramulla branch (Baramulla, Jammu and Kashmir) is PSIB0000485.

  2. 193023001. MICR is printed at the bottom of the branch's cheques.

  3. Main Market, Distt. Baramulla, Jammu & Kashmir - 193101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000485 with the beneficiary's account number.

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