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Punjab & Sind Bank · Visakhapatanam

PSIB0000477: Punjab & Sind Bank, Visakhapatnam

IFSC code PSIB0000477 belongs to the Visakhapatnam branch of Punjab & Sind Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 530023001.

IFSC
PSIB0000477
MICR
530023001
Bank
Punjab & Sind Bank
Branch
Visakhapatnam
District
Visakhapatanam
State
Andhra Pradesh
Phone
+918280197779

Branch address

Punjab & Sind Bank
Surya Bagh Visakhapatnam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000477 is the code of the Visakhapatnam branch. In the MICR code 530023001, 530 is the city, 023 the bank and 001 the branch.

Other Punjab & Sind Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Visakhapatnam branch (Visakhapatanam, Andhra Pradesh) is PSIB0000477.

  2. 530023001. MICR is printed at the bottom of the branch's cheques.

  3. Surya Bagh Visakhapatnam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000477 with the beneficiary's account number.

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