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Punjab & Sind Bank · Patiala

PSIB0000469: Punjab & Sind Bank, Jheel Patiala

IFSC code PSIB0000469 belongs to the Jheel Patiala branch of Punjab & Sind Bank in Patiala, Punjab. Its MICR code is 147023013.

IFSC
PSIB0000469
MICR
147023013
Bank
Punjab & Sind Bank
Branch
Jheel Patiala
District
Patiala
State
Punjab
Phone
+911752354679

Branch address

Punjab & Sind Bank
Jhill Industrial Area Distt Patiala Punjab 147001

Open in a map · Pincode 147001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000469 is the code of the Jheel Patiala branch. In the MICR code 147023013, 147 is the city, 023 the bank and 013 the branch.

Other Punjab & Sind Bank branches in Patiala

All 46 Punjab & Sind Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Jheel Patiala branch (Patiala, Punjab) is PSIB0000469.

  2. 147023013. MICR is printed at the bottom of the branch's cheques.

  3. Jhill Industrial Area Distt Patiala Punjab 147001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000469 with the beneficiary's account number.

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