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Punjab & Sind Bank · Muzaffarpur

PSIB0000422: Punjab & Sind Bank, Muzaffarpur

IFSC code PSIB0000422 belongs to the Muzaffarpur branch of Punjab & Sind Bank in Muzaffarpur, Bihar. Its MICR code is 842023002.

IFSC
PSIB0000422
MICR
842023002
Bank
Punjab & Sind Bank
Branch
Muzaffarpur
District
Muzaffarpur
State
Bihar
Phone
+916122616059

Branch address

Punjab & Sind Bank
Moti Jheel Road Kalyani Muzaffarpur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000422 is the code of the Muzaffarpur branch. In the MICR code 842023002, 842 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Muzaffarpur branch (Muzaffarpur, Bihar) is PSIB0000422.

  2. 842023002. MICR is printed at the bottom of the branch's cheques.

  3. Moti Jheel Road Kalyani Muzaffarpur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000422 with the beneficiary's account number.

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