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Punjab & Sind Bank · Lucknow

PSIB0000412: Punjab & Sind Bank, Alam Bagh Lucknow

IFSC code PSIB0000412 belongs to the Alam Bagh Lucknow branch of Punjab & Sind Bank in Lucknow, Uttar Pradesh. Its MICR code is 226023003.

IFSC
PSIB0000412
MICR
226023003
Bank
Punjab & Sind Bank
Branch
Alam Bagh Lucknow
District
Lucknow
State
Uttar Pradesh
Phone
+915224316459

Branch address

Punjab & Sind Bank
Alam Bagh Lucknow 226005

Open in a map · Pincode 226005: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000412 is the code of the Alam Bagh Lucknow branch. In the MICR code 226023003, 226 is the city, 023 the bank and 003 the branch.

Other Punjab & Sind Bank branches in Lucknow

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Alam Bagh Lucknow branch (Lucknow, Uttar Pradesh) is PSIB0000412.

  2. 226023003. MICR is printed at the bottom of the branch's cheques.

  3. Alam Bagh Lucknow 226005

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000412 with the beneficiary's account number.

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