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Punjab & Sind Bank · Ernakulam

PSIB0000363: Punjab & Sind Bank, Cochin

IFSC code PSIB0000363 belongs to the Cochin branch of Punjab & Sind Bank in Ernakulam, Kerala. Its MICR code is 682023002.

IFSC
PSIB0000363
MICR
682023002
Bank
Punjab & Sind Bank
Branch
Cochin
District
Ernakulam
State
Kerala
Phone
+914842354908

Branch address

Punjab & Sind Bank
M G Road Ernakulam Cochin 682011

Open in a map · Pincode 682011: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000363 is the code of the Cochin branch. In the MICR code 682023002, 682 is the city, 023 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Cochin branch (Ernakulam, Kerala) is PSIB0000363.

  2. 682023002. MICR is printed at the bottom of the branch's cheques.

  3. M G Road Ernakulam Cochin 682011

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000363 with the beneficiary's account number.

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