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Punjab & Sind Bank · Surat

PSIB0000305: Punjab & Sind Bank, Surat

IFSC code PSIB0000305 belongs to the Surat branch of Punjab & Sind Bank in Surat, Gujarat. Its MICR code is 395023002.

IFSC
PSIB0000305
MICR
395023002
Bank
Punjab & Sind Bank
Branch
Surat
District
Surat
State
Gujarat
Phone
+912612438810

Branch address

Punjab & Sind Bank
Lal Gate M G Road Surat 395001

Open in a map · Pincode 395001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000305 is the code of the Surat branch. In the MICR code 395023002, 395 is the city, 023 the bank and 002 the branch.

Other Punjab & Sind Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Surat branch (Surat, Gujarat) is PSIB0000305.

  2. 395023002. MICR is printed at the bottom of the branch's cheques.

  3. Lal Gate M G Road Surat 395001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000305 with the beneficiary's account number.

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