PSIB0000278: Punjab & Sind Bank, Sagar Madhya Pradesh
IFSC code PSIB0000278 belongs to the Sagar Madhya Pradesh branch of Punjab & Sind Bank in Sagar, Madhya Pradesh. Its MICR code is 470023001.
- IFSC
- PSIB0000278
- MICR
- 470023001
- Branch
- Sagar Madhya Pradesh
- District
- Sagar
- State
- Madhya Pradesh
Branch address
Punjab & Sind Bank
Station Road Sagar Madhya Pradesh 470001
Open in a map · Pincode 470001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000278 is the code of the Sagar Madhya Pradesh branch. In the MICR code 470023001, 470 is the city, 023 the bank and 001 the branch.
Other Punjab & Sind Bank branches in Sagar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab & Sind Bank's Sagar Madhya Pradesh branch (Sagar, Madhya Pradesh) is PSIB0000278.
470023001. MICR is printed at the bottom of the branch's cheques.
Station Road Sagar Madhya Pradesh 470001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000278 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation