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Punjab & Sind Bank · Hoshiarpur

PSIB0000276: Punjab & Sind Bank, Gharshankar

IFSC code PSIB0000276 belongs to the Gharshankar branch of Punjab & Sind Bank in Hoshiarpur, Punjab. Its MICR code is 144023651.

IFSC
PSIB0000276
MICR
144023651
Bank
Punjab & Sind Bank
Branch
Gharshankar
District
Hoshiarpur
State
Punjab
Phone
+911884282349

Branch address

Punjab & Sind Bank
Village and Post Office Garhshankar Distt Hoshiarpur 144884

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000276 is the code of the Gharshankar branch. In the MICR code 144023651, 144 is the city, 023 the bank and 651 the branch.

Other Punjab & Sind Bank branches in Hoshiarpur

All 35 Punjab & Sind Bank branches in Hoshiarpur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Gharshankar branch (Hoshiarpur, Punjab) is PSIB0000276.

  2. 144023651. MICR is printed at the bottom of the branch's cheques.

  3. Village and Post Office Garhshankar Distt Hoshiarpur 144884

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000276 with the beneficiary's account number.

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