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Punjab & Sind Bank · Jalandhar

PSIB0000111: Punjab & Sind Bank, Phagwara G.T. Road

IFSC code PSIB0000111 belongs to the Phagwara G.T. Road branch of Punjab & Sind Bank in Jalandhar, Punjab. Its MICR code is 144023712.

IFSC
PSIB0000111
MICR
144023712
Bank
Punjab & Sind Bank
Branch
Phagwara G.T. Road
District
Jalandhar
State
Punjab
Phone
+911824260354

Branch address

Punjab & Sind Bank
G.T Road Phagwara,Distt.Kapurthala-144002

Open in a map · Pincode 144002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000111 is the code of the Phagwara G.T. Road branch. In the MICR code 144023712, 144 is the city, 023 the bank and 712 the branch.

Other Punjab & Sind Bank branches in Jalandhar

All 53 Punjab & Sind Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Phagwara G.T. Road branch (Jalandhar, Punjab) is PSIB0000111.

  2. 144023712. MICR is printed at the bottom of the branch's cheques.

  3. G.T Road Phagwara,Distt.Kapurthala-144002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000111 with the beneficiary's account number.

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