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Punjab & Sind Bank · Malerkotla

PSIB0000108: Punjab & Sind Bank, Malerkotla

IFSC code PSIB0000108 belongs to the Malerkotla branch of Punjab & Sind Bank in Malerkotla, Punjab. Its MICR code is 148023112.

IFSC
PSIB0000108
MICR
148023112
Bank
Punjab & Sind Bank
Branch
Malerkotla
District
Malerkotla
State
Punjab
Phone
+911675253196

Branch address

Punjab & Sind Bank
College Road, Malerkotla District Sangrur-148023

Open in a map · Pincode 148023: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000108 is the code of the Malerkotla branch. In the MICR code 148023112, 148 is the city, 023 the bank and 112 the branch.

Other Punjab & Sind Bank branches in Malerkotla

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Malerkotla branch (Malerkotla, Punjab) is PSIB0000108.

  2. 148023112. MICR is printed at the bottom of the branch's cheques.

  3. College Road, Malerkotla District Sangrur-148023

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000108 with the beneficiary's account number.

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