PSIB0000012: Punjab & Sind Bank, Karnal
IFSC code PSIB0000012 belongs to the Karnal branch of Punjab & Sind Bank in Karnal, Haryana. Its MICR code is 132023102.
Branch address
Punjab & Sind Bank
G.T.Road, Karnal, Haryana
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000012 is the code of the Karnal branch. In the MICR code 132023102, 132 is the city, 023 the bank and 102 the branch.
Other Punjab & Sind Bank branches in Karnal
IFSC and your loan
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab & Sind Bank's Karnal branch (Karnal, Haryana) is PSIB0000012.
132023102. MICR is printed at the bottom of the branch's cheques.
G.T.Road, Karnal, Haryana
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000012 with the beneficiary's account number.
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